How Does the Exercise Flexibility of an American Option Affect Its Premium Compared to a European Option?

The ability to exercise an American option at any point before expiration adds value to the contract. This early exercise feature means the American option's premium will almost always be higher than an otherwise identical European option.

The extra time value accounts for the potential opportunity to capture intrinsic value early. This difference is a core concept in options pricing theory.

What Is the Primary Mathematical Model Used to Price American Options, and Why Is It More Complex than the Black-Scholes Model?
What Is the Difference between a European-Style and an American-Style Option?
How Does the Early Exercise Feature of American Options Affect Their Premium?
Which Style of Option Typically Commands a Higher Premium, and Why?
How Does the Exercise Style Affect the Option Premium?
Why Do American Options Typically Have a Higher Premium than European Options?
What Is ‘Time Value’ in Options Pricing and How Does Early Exercise Affect It?
How Does an American-Style Option Differ from a European-Style Option in Terms of Exercise?

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