What Is the Difference between an Option’s Intrinsic and Extrinsic Value?

Intrinsic value is the in-the-money (ITM) portion of an option's premium, representing the immediate profit if exercised. It is the difference between the underlying price and the strike price.

Extrinsic value (or time value) is the remaining portion of the premium, representing the value derived from time to expiration and implied volatility. Extrinsic value decays over time (Theta decay) and is the only value for at-the-money (ATM) and out-of-the-money (OTM) options.

What Is the ‘Time Value’ Component of an Option?
How Does the ‘Time Value’ of an Option Decay as Expiration Approaches?
How Does the Premium Relate to the Intrinsic and Extrinsic Value of an Option?
How Does Implied Volatility Impact the Time Value Component of an Option?
Does Theta Decay Affect ITM Options Differently than OTM Options?
Define In-The-Money (ITM) for Both a Call and a Put Option
How Does the Time until Expiration Affect the Extrinsic Value of an Option?
What Happens to Extrinsic Value at Expiration?

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