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What Is the Primary Difference between a ‘Central Bank Digital Currency’ (CBDC) and Bitcoin?

CBDCs are centralized, fiat-backed, and controlled by a central bank; Bitcoin is decentralized, fixed-supply, and permissionless.
Greeks.Live07.11.25

What Is the Primary Difference between a ‘Central Bank Digital Currency’ (CBDC) and Bitcoin?

CBDCs are centralized, digital forms of a country's fiat currency, issued and controlled by the central bank. Bitcoin is a decentralized, permissionless, and borderless cryptocurrency with a fixed supply cap.

CBDCs represent a liability of the central bank; Bitcoin is a bearer asset secured by cryptography and Proof-of-Work.

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