What Was the Court’s Reasoning for Classifying Programmatic Sales as Non-Securities?

The court's reasoning for classifying programmatic sales (sales on public exchanges) of XRP as non-securities was that the buyers, who purchased anonymously, could not have reasonably known their money was going directly to the promoter (Ripple) or relied on Ripple's efforts for their profit. The court viewed these sales as "blind bid/ask transactions" where the purchasers' expectation of profit was derived from the general market forces, not solely from the managerial efforts of the promoter.

This broke the final prong of the Howey Test.

How Does the Lack of a Central Promoter Affect the Common Enterprise Analysis?
How Do the Whitepaper and Marketing Materials Affect the SAFT’s Legal Defense?
How Do Non-Fungible Tokens (NFTs) Fit into the Utility versus Security Token Debate?
Define the “Solely from the Efforts of Others” Prong of the Howey Test
How Does the Term “Speculative” Relate to the Expectation of Profit?
Did the Ruling Affect the Classification of XRP as a Commodity or Currency?
Distinguish between Horizontal and Vertical Commonality
What Is the Meaning of ‘Common Enterprise’ in the Context of the Howey Test?

Glossar