Why Is Margin Not Required for Buying an Option?

Margin is not required for buying an option because the buyer's maximum potential loss is limited to the premium paid upfront. Since the premium is paid in full at the time of the trade, there is no credit risk or open loss exposure for the broker or clearing house to cover.

The option buyer is not leveraged in the same way a futures trader is.

What Is the Maximum Loss for an Option Buyer of an OTM Contract?
What Is the Maximum Loss for a Call Option Buyer?
What Is the Maximum Loss for an Option Buyer?
What Is the Maximum Loss for a Buyer of a Call Option?
What Is the Maximum Loss for an Options Buyer?
Can an Options Buyer Ever Face a Margin Call?
Does a Margin Call Happen in Options Trading for the Buyer of a Contract?
What Is the Maximum Loss for the Buyer of an ITM Call Option?

Glossar